Lloyds Car Insurance : Easy and fast Car Insurance

Lloyds car insurance is one of the products of Lloyds TSB insurance Company, which also offers health, home, pet and travel insurances. It is one of the leading insurance providers in the UK. The company’s insurance presence is preceded by a long and successful presence in the banking industry (it still continues to be strong to this day). Lloyds car insurance’s progress has been solid and steady and they currently enjoy a nice reputation in the market. They cater to all types of drivers and the customer service provided to them is always top class. In the highly competitive insurance world, Lloyds has carved a niche of its own and does attract many repeat customers and renewals. Some of the benefits and features of Lloyds car insurance are listed below:

Every Lloyds car insurance online customer is guaranteed two months of free insurance. It doesn’t stop there because there also is one month’s free insurance for every renewal from there on. The insured also get a no claim bonus of up to 65% of the premium, up to 70%, if the insured is over 50 years of age and this is one of the biggest premium discounts in the market. Along with this the policy holders are supported by 24/7 helpline for clarification of queries and also for assistance during emergencies. Accident cover protection is available for the insured and spouse or partner. Accommodation cover for overnight stay is given to policy holders, if they are stranded due to an accident. (subject to limits).

All Lloyds car insurance policies provide their customers with Green Flag breakdown service facility at hugely discounted rates. The customers have a choice of 5 levels of breakdown covers to choose from and all levels are offered at reduced rates. This also includes one hour free roadside service on vehicle repairs, along with recovery services. In case of repairs for the car, the policy holders are given the benefit of accessing the company approved repairers and there also is a five year guarantee on all repairs as long as they are done through the approved repairers. The customers also benefit from a courtesy car while the repairs are being done.

Third party insurance is also offered against fire damages and theft. The policy also assured a brand new car (subject to preset limits) if the insured vehicle is written off in an accident. (the vehicle needs to be self owned and less than 12 months old). All standard packages come with 90 days of European cover. Drivers with imperfect driving records are also eligible to apply fo Lloyds car insurance policies and the approval is subject to the discretion of the company. All Lloyds car insurance policies are underwritten by Churchill Insurance, which is a subsidiary of The Royal Bank of Scotland. Online application for a Lloyds policy is easy and the processing is fast, with minimum documentation. Other discounts, apart from the ones mentioned above are also applicable and the applicants are advised to check further details of the same during application.

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